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	WWW.CAR-DIR.COM - BUY A CAR, BUY USED CAR, BUY NEW CAR, BUY CAR ONLINE, BUY USED CAR CHEAP, BUY CAR ENGINE. - The purpose of liability insurance is to cover property damage to a third party resulting from the negligent or intentional acts of an insured. Buy New Car \| Buy Car Online \| Buy Used Car Cheap	Map site
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Buy New Car QUOTE An estimate of the cost of insurance based on information supplied to the insurance company by the applicant. REPLACEMENT COST The cost to repair or replace an insured item.
Buy Car Online Some insurance only pays the actual cash or market value of the item at the time of the loss not what it would cost to fix or replace it. Buy New Car. If you have personal property replacement cost coverage your insurance will pay the full cost to repair an item or buy a new one once the repairs or purchases have been made.
Buy Used Car Cheap REPLACEMENT VALUE The full cost to repair or replace the damaged property with no deduction for depreciation subject to policy limits and contract provisions. REINSTATEMENT The restoring of a lapsed policy to full force and effect. Buy Car Online. The reinstatement may be effective after the cancellation date creating a lapse of coverage.
Buy Car Engine Some companies require evidence of insurability and payment of past due premiums plus interest. RIDER Usually known as an endorsement a rider is an amendment to the policy used to add or delete coverage. Buy Used Car Cheap. SHORTRATE CANCELLATION When the policy is terminated prior to the expiration date at the policyholders request.
Buy Lease Car Earned premium charged would be more than the prorata earned premium. Buy New Car. Generally the return premium would be approximately 90 percent of the prorata return premium.
Buy A Car In Canada However the company may also establish its own shortrate schedule. SOLICITOR A licensed employee of a fire and casualty agent or broker who may act for the agent or broker in some circumstances. Buy New Car. SPRINKLER INSURANCE Coverage for property damage caused by untimely discharge from an automatic sprinkler system.
Buy A New Car Online SURCHARGE An extra charge applied by the insurer. Buy New Car. For automobile insurance a surcharge is usually for accidents or moving violations.
Buy Cheap Car SURRENDER To terminate or cancel a life insurance policy before the maturity date. In the case of a cash value policy the policyholder may exercise one of the nonforfeiture options at the time of surrender. Buy New Car. TEAM AND VEHICLE INSURANCE Includes insurance against loss through damage or legal liability for damage to property caused by the use of teams or vehicles other than ships boats or railroad rolling stock whether by accident or collision or by explosion of engine tank boiler pipe or tire of the vehicle and insurance against the theft of the whole or part of such vehicle (California Insurance Code 115).
Buy Used Car Online TITLE INSURANCE Coverage for losses if a land title is not free and clear of defects that were unknown when the title insurance was written. UNDERWRITING The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks. Buy New Car. UNINSURED MOTORIST BODILY INJURY Will pay you and your passengers for BODILY INJURY cause by a negligent uninsured motorist a hitandrun driver or by a driver whose insurer is insolvent.
Buy Car Insurance, Buy Car Insurance Online UNINSURED MOTORIST PROPERTY DAMAGE Will pay for damages to your automobile set up to a limit when caused by a negligent unisured motorist. Buy New Car. WAITING PERIOD A period of time set forth in a policy which must pass before some or all coverages begin. Buy Used Car Cheap. WORKERS COMPENSATION INSURANCE Coverage providing four types of benefits (medical care death disability and rehabilitation) for employee jobrelated injuries or diseases as a matter of right (without regard to fault). Buy Car Engine. Insurance Terms Used in the Area of Sureties and Bonds Arrestee A person in custody whose release may be secured by posting bail. Buy New Car. Bailee A person or concern having possession of property committed in trust from the owner.